sims 4 doesn't load my games or Sims; acts like a totally new game?

@76345a  I'm not suggesting you start over with your content, or with a new OneDrive/Microsoft account.  My suggestion for a new user account was so that you'd have all default settings and could configure them in a simpler way than your current setup.  The process would be something like this:

• Create new local account on your computer (i.e. don't sign into Microsoft or anything else)
• Launch Sims 4 once, confirm that user folder is in Documents > Electronic Arts where it should be
• Sign into OneDrive and configure its settings so that it's not allowed to automatically sync Sims 4 content
• If you want, move the Documents directory elsewhere
• Launch Sims 4 again, create a save, and make sure that save lands in the correct location
• Move your existing saves and Tray files to the new account

If you'd rather not do all of this though, we can try to work through your current setup.  It's your choice, obviously, since it's your computer.  And I understand why you'd like OneDrive, but at this point, allowing it to automatically sync anything at all can be more trouble than it's worth.  So even if it's less convenient, it's probably better to at least block it from touching your Sims 4 folder.  You can of course set it up to sync other folders, that's not difficult, and you can manually sync your game content whenever you want.