Okay here is my fix although it doesn't make complete sense. I now have funds
Repeated advice is to try again in 24hrs, allowing the system to reset.
Anyway. That didn't work for me. The 3 credit cards I used remain blocked. After triple checking that my billing info matched my EA info. I used a 4th card and it worked
My assumption is that on the occasions that my info was corrupted, I managed to get 3 credit cards permanently refused. The system did not reset after 24hrs.
Note: My EA info got corrupted, when I was blocked from an alt account, and got locked out of everything. eg, my date of birth changed, and my country defaulted to Afghanistan