Never mind.
1. The cash, XP, etc. that pops out when you tap a building/character IS auto-collected, it just takes a few seconds. 2. Ugh, YES! I don't understand why it doesn't select the thing we are DIRECTLY...
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I agree with both points, though I'd probably take #1 a little further and say that the money, etc. should just be collected immediately without dropping on the ground. Might help a little with lag sometimes, too.
