Forum Discussion

6 years ago

Lack of payment options

The only option for us(India) is credit cards, which makes it difficult to purchase since most people don't use credit cards here. So we have to rely on third party sites, which obviously costs more....

discussion

Koochi-Q

6 years ago

Don’t CC and DB basically work the same way? So if your country doesn’t do CC, simply buy a DB, top money up and start spending that money like you were a CC touting jackarse? :P

Wingmannedbro

6 years ago

@Koochi-Q wrote:
Don’t CC and DB basically work the same way? So if your country doesn’t do CC, simply buy a DB, top money up and start spending that money like you were a CC touting jackarse? :P

With a CC you pay very high interest on your purchases. This can casually go as high as 16 to 19% in most cases. And upwards of 20% for some banks. CC card spending is technically taking a loan on the purchased amount. So that plus your governments consumer tax means you pay double and spend about 35% to 45% more than the actual product price on everything you buy.

Since all DC's means you spend money you already have, nothing is loaned from a creditor and no interest rates are owed.

In my country people will laugh at you and call you a * if you ever tell people you casually use a credit card to make purchases of goods.