Then it just leads back to the fact that EA want money and created so many promos so that people get FOMO.
At the start of the year 50k-100k is probably medium priced, but now it's anywhere from 250k-700/800k with the top top players still being 1 mil+. Even then most of those players are only there through rarity not anything else, few players are there due to being meta. Gold players will always have value at the start of the year because there are no promos really, it's only once promos start that they become worthless.
At the end of the day EA have done it themselves through greedy practices, the game doesn't even release in a good state these days, and still has issues 8-9 months on.