Globally Balanced Player Loan System for FC Mobile
Title: Proposal: Globally Balanced Player Loan System for FC Mobile
1. Core Loan Mechanics & Economy:
• 7-Day Duration: Time-based loan with no match limits for 7 days.
• Card Freezing: Lender's card is temporarily locked during the loan period to prevent duplication.
• OVR Tier-Based Fees: Instead of direct card swaps (to comply with global digital trade regulations), loan fees (Coins) are scaled based on OVR Tiers (Gold, Elite, Master).
2. Competitive Integrity & Cooldowns:
• Fair Cooldown System: 7-day cooldown for the borrower after the loan ends. Lenders receive NO cooldown as a reward for sharing.
• Competitive Balancing: Borrowed cards are fully playable in Friendlies, League vs League, and PvE events, but restricted/capped in high-tier competitive Leaderboards to protect eSports integrity.
3. Technical & Card Security:
• Gameplay-Only (Read-Only Instance): Borrowed cards cannot be sold, traded, ranked up, or used in SBCs.
• Server Auto-Return: The temporary instance automatically expires on the server after 7 days, returning full access to the lender.