"Servers cannot process your request" error - Head to Head

Trying to play MUT on PS5. No matter what mode (H2H, Solo Battles, etc) I get the same error “our servers cannot process your request at this time”. I read somewhere it is a lineup problem. I am not able to create a second lineup, it simply renames the active lineup. I even removed every card from the lineup, restarted, then added them all back. It will not let me into a game. Even the challenges don’t work, they skip all the way into a headliners section I have already played and I cannot get to a set of challenges I have not played. This has been almost 24 hours now.