Technical issues with NFS Payback

There are just a few issues I have with Payback. When online, the lobbies often never start even if everyone pressed 'Ready'. Then, sometimes after a race the list will freeze or not respond... Usually happens when there are people in the freeroam about to join the race. The loading screen is way to long. When a race is about to start, you'll see a Image of your cars front fender. The front fender is pixilated and has no detail. Then as the race race starts all of the textures slowly fox themselves. This involves trees and bits of the pavement and even other cars.

This has nothing to do with the servers but the collision is honestly horrible. The collision is no different from the last game except the cars are slower. If I were to approach someone's bumper for example, it would lead to a total spin out of that person rather than just a genuine bumper touch. Sideswiping is udderly ridiculous and overpowered.
-This is irrelevant to help regarding the trial but just an observation of the racing.