@TheSkiv I understand that you may be 'new' to the game but don't stress the issue does look like an easy one.
Firstly I believe that your appdata/local.swtor folder and all its sub folders are "read only" so as your trying to make a new character, your PC is not allowing the config files for your character to be created.(*Running your swtor.exe as admin always helps.... **Right Cllick your Short Cut**).
That said without the game running you will need to make a few changes./.... ahh yes your currently downloading the game so you have a problem there. Probably should just wait till it's finished downloading.
I should at this point out that Logs are your friend; they can show you a lot more information on what is going on.
"Shooting Blind" here I am going to ask ... are you currently running Windows 10?.. as there is a massive amount of things required to get games to run on windows 10 at there full potential, I have/had a guide... trying to get it back... let me know if this is the case.
"ST" in the bottom left of your Launcher after you 'log' in to your Launcher but do not click 'Play', means that you have a 'Streaming' client.
Nothing is wrong with the streaming client, infact it does its job well; what this means is that if you ever wish to repair your files (without swtor anything running) you will "Delete" your Bitraider folder inside your program files "Swtor" the game folder; and then run your Launcher, the repair will commence almost straight away and take a minute or 2.
