I think I'm most likely to get sympathy here.
I just restarted my legacy (I had used ambrosia in my previous one and had a playable ghost. Grr!), and at the end of day 2 my sim had the following possessions: A guitar (in inventory), a 2x3 room with floor and wall coverings (and even a door to get in! what luxury) and the stone park bench from buy mode.
As my sim was napping the night away on her parkbench, a burglar comes onto the lot. That's right, ignoring the other 5 rich adjoining houses (I'm in riverview), the burglar comes straight for my sim.
That's okay, I think. The only object on the lot is the bench, and with my sim sleeping on it, the burglar can't get to it, right?
WRONG.
The burglar steals the park bench from under my sleeping sim (leaving her floating in the air) and runs off.
Truly, an auspicious beginning...