Going Broke Challenge

I know this is a pretty dried up thread but the idea is interesting! I was thinking why not let the sims pay their bills since that's technically spending money. As well as having to call the technician to come to fix broken appliances, it costs money. When they go out they can get drinks, expensive food, and so on. Might tweak it to have them on the second day buy expensive decorations to bring their funds down by 10%. They aren't allowed to sale these items.