@jayreok 'Cheat' is rather a fluid concept in the sims. I never 'motherhood' for instance, and I can't think of any play cheats I use except sometimes forcing the season for certain builds I'm uploading to the gallery for community download (and I think adjusted traits once on my base/main sim (actually based on me and from my original household) when she was out roaming around and on the computer enough at one point that her mischief was getting up there. Haha... I need her a bit more stable than that.
On the other hand, the more you build using MOO (allows movement/placement tweaks to certain objects),' to adjust something is like drinking the Kool-aid. I use it now - but quite lightly and always turn it back off and test and re-test with placement and playtesting to make sure it won't be messed up in the placement and that all sim stuff is accessible for the household... which can be a real of a pain, but sometimes it's worth it, as I'm a real perfectionist. Price you pay and all. I insist on doing all of my builds and households no mods and no cc - and so they will place correctly without anyone having MOO on, etc. That's my thing, I guess.
Anyway, not all cheats here are created equally, and some of them I don't see as a legit 'cheat'. And there are the grey areas.... For instance, if I need a household to move into a lot to test it for me I don't 'Motherload' them to get the money... I move them in and out of household (separate and together... gains $20 each time) or have them sell inventory items or move in with someone with money or some such thing to get the money they need to move into the lot and test it... and they oftentimes don't keep the lot anyway.
I play with aging off, and have played a LOT so I have several multi-millionaire households, so it's not really hard to make any of that happen anyway, so calling it 'cheating' or not is all semantics at some points.
Anyway, I hope it all smooths out for you and I am curious to see how the ghost thing goes. I have not dealt with a ghost since Sims 2, and I was so annoyed as they were freaking out my sims, or waking them up, etc., so I really don't know what they are like in Sims 4.