Well, I just got the game today for Christmas, have been playing it for about 2 1/2 hours and just had my first fire. I was freaking out because I didn't know what to do, sent my sim on the route to safety because that was the only option I could get, kept waiting for the firemen to show up, tried to call for firemen on the phone but was informed that this action was not available because there was a fire on my lot so I decided to google it and came upon this thread only to find out that firement apparently do not exist and my sim may die trying to save his house. I got $612 or thereabouts for damages done by the fire. It was too bad that the cheapest fridge and stove well exceed that, I won't even talk about the counters I had to replace and my newly designed tiles. I have to say, the scorched look is growing on me. All the while this is all going on, my boyfriend is having quite the laugh at my reaction. I'm glad to report that my sim survived his ordeal, I; however, may need therapy.
OS7