Do you build your own house or do you download from gallery?

I love building - I participate in challenges here and I'm currently on a project to rebuild and repopulate all of San Myshuno before I start a new legacy there - but I still wind up downloading builds from the gallery quite often. There are so many amazing creators on the gallery! And sometimes, if I'm in the mood to play and I don't already have a build that fits the style, budget and function I want, it's so much easier to just download something and keep focusing on the live part of the game while I feel inclined to do so.