No, just for storytelling. I have had only two sims until now that had to die unnaturally for story purpose. One was caregiver who was raising orphans until they aged to YAs, when he died running on treadmill. The second was townie who out of blue died during offensive conversation with criminal who had public enemy aspiration. Doctors discovered she had weak heart, what no one knew. I killed her with MCCC, because criminal wasn't bad, just a lot disappointed, and grow to hate job and aspiration.
One sim died by accident, of laughter. Being wealthy and playful isn't good combination.
