God yes, build cheats, money cheat, needs cheat mostly.
The shift click and reset object is unfortunately needed way too often with all the bugs in this game...
I cheat money for new households to start with the proper home and for sims with "careers" that don't pay (enough), for example one of my sims is a DJ and he couldn't possibly just live of the tips so I add some money after each gig, same when my "Rockstar" or "Music Icon" go touring...
I use the needs cheat when they just get in the way of story/playing, like at partys, dates and before sims go to work (if I don't have enough time to fill them all up), when sims are just at home with enough time and little to do I fill them without cheats.
And well, building cheats are a must for me.