Eh, sometimes. Like I'm doing my best to not rely on the money cheats too terribly much now, especially since I know of the freerealestate cheat if I just want a nice home for someone. But I did give a sim a nicer home because it would be a heck of a pain for them to manually make the money to get that home and I got that home specifically for them to inhabit. Just if it fits the idea I have in mind for them. Or to clean up bugs like a Sim not having a full traits. Ran into a teen with that issue once.