Back when I first started playing motherlode and kaching were my favorites but it's been a while. On occasion, if I am playing with a really big family and their needs all drop too far then I will us...
I only use cheats when I have to (to make sure Clement Frost is Father Winter) and when I want to quickly make changes to unplayed households (give them different traits, marry them to one another, create children, give them more or less money etc).