If you count freerealestate on, then yes, I use money cheats all of the time. Otherwise, I only boost certain households. My Cantrell family is very well-to-do, for instance and if I start them out as a whole family in CAS, then that requires I cheat up their bank account. Can't be considered 'rich' if you have little to no funds, now can you?
As for my ancestral game save, both sides of this family branch were well-to-do. So, I start the heads of each household out with their pockets full, so to speak. Since the eldest two children from said households married early at just 16 and she 15, they didn't start out with much, other than wedding gifts (household goods, mostly). So, I don't necessarily cheat their funds. He gets a job, instead. Later on, he earned his own way. Oh, and since his father gifted him the land they built on, and he build a modest wood cabin by himself, then of course, I give it to them using the freerealestate on cheat. Why should he buy that which he built from the trees on the land?
Every now and again, if a family gets into serious trouble, I will cheat a few § their way. But, other than that, it's only upon occasion.
