Economy in TS4 - please, fix it!

True. The only real way to make the bills a real challenge is to put your sims on a 50x50 or larger lot with a giant house that has the max amount of floors, takes up most of the lot's space, and is full of expensive stuff and decorations. I have one build like that, and it costs something like 70k-75k for the bills every time.

Career progression is too quick and easy; work-at-home strategies like writing, woodworking, gardening, and painting are too OP. It's actually hard to get a sim to be broke in TS4 unless you don't let them do anything to earn money at all or put them on a lot where the bills cost a good chunk of what they make.