Have you ever tried to play a “homeless” Sim?

Yup! My storyline was that my sim was an elf who suddenly got transported from her home Realm to a strange new world called Willow Creek.
I bought an empty lot and set her money to 0 using a cheat. She was napping on park benches, using public restrooms, showering at the gym, and bought food when she could. She earned money through collecting and selling frogs and other things she found.