How do I put out the fire?

So a couple nights ago, my female Sim was at the outdoor retreat and the bench she was sitting on in front of the fire pit caught fire. She just kept sitting there reading while she was burning and her husband was literally jumping up-and-down freaking out. I set her up to get away from the fire but it took three times before she finally did, then she went right back and sat down again! I finally got her husband to extinguish the fire. Last night, the hermit was over finishing up an herbalism recipe on the stove which caught fire. He just stood there burning and I couldn’t get either one of my husband/wife team to extinguish the fire, so I was awfully glad I had the smoke detector and sprinkler system, because eventually they saved the day. And talk about realism: the insurance paid 364 simoleons but it actually cost well over 2000 to replace everything. Just like in real life!