How does the community feel about TS4 chance cards?

I wish they had more consequences. I want my Sims to get fired, get hit with huge bills, anything more than just a sad\tense\angry moodlet.

I will never forget in Sims2 when Don Lothario got hit with a minus 50k simoleons chance card consequence while the maid was cleaning. He had no money to pay the maid so of course she took an item to cover the cost. Ahhh good times.