I got curious, so I went into my game. No CC or mods, 8th generation on the current save, barely any other played households, and a nicely furnished lot with a decent amount of clutter. It took my 4 year old PC 12 seconds to load the household directly from the main menu (clicking "continue game") I don't think the loading screens ever get that much longer, and they don't really annoy me. What annoys me more (and makes me keep my sims at home more than in previous games) is having to split the household and leave a few sims unplayed when I want only one or two sims to go to a different lot.
