How often do you live in an apartment?

I used to start with an apartment all the time, and some times I even had my sims move back to an apartment. I enjoyed having neighbors (although it was annoying when they kept my sim from sleeping with loud parties, fighting or WooHoo), and it was good to know exactly how much they had to pay every month. However, I eventually changed my mind since the so called ultra speed didn't make much difference since there's so much going on outside, and if there was a festival going on until 3 or whatever, it would take time until it switched to actual ultra speed when they went to bed. I always have them live in houses now, since it goes a little bit faster, I just have to avoid having too much fancy and expensive stuff so the bills won't get too crazy (still makes no sense to me, but it is what it is).