Is one Motherlode (50000 simoleons) much money for your sims?

The overwhelming majority of my sims would view a $50,000 windfall as "I mean, thanks, it's money, but I get more than that when the interest payment comes in on my household funds every week."

My richest sims, before they passed away of old age, were worth nearly 5 million. Any sim who's had any kind of playtime usually has a couple hundred grand sitting around. I'd say my average played sim's net worth is somewhere around 400,000 simoleons.

When I design the "suffering" type of households, they can only dream of that sort of disposable income. Normally, though? I usually don't think too much about money. I always keep it flowing even if they would struggle otherwise. My richest households do not need my help and thusly motherlode means nothing to them.

My sims tend to have nice, comfortable houses but barely enough money to pay their bills. I suppose they could be rich but having hard cash in the range of millions has never been a focus.

It's not enough to pay the bills, and if I added up all the money they've literally burned or tossed away, I think it'd be more than 50k.

It’s a fortune for most of my sims. I play rotationally and many of my sims have started out in sizable sims households ( friends ) till they earned enough to go it alone. My sims tend to do so much more than work.

I do have some families like the Landgrabbs where I cheat to buy businesses that my sims can go to. They live off of cheating pretty much but most of my sims live off of what they make, I have very little interest in mansions on the gallery and I have tried legacies but they are just not fun for me.

By the way, can you get interest in a non modded game? I have all the packs, but don’t use mods or CC.

I think my richest self made sim has several hundred thousand dollars, lives in a nice 4 bedroom house with a den, large green house, pool, rocket ship and many collections, in Windenburg . I haven’t played her in awhile because of the gardening bug that reverts plants to dirt piles. She pretty much made her fortune gardening. Never had an actual, leave the house job. She started out on the the original $20,000. Has never made interest on her money, but I’m interested in how to do that.

My sims usually have about 10k-100k if I don't count the value of their homes, so 50k is a lot of money for them! I try to give them nice homes (some have better homes than the others), but after that I try to avoid giving them too much cash.

I usually start my Sims out with a moderate house and about $500.

I usually freerealestate my sims into a nice house because I like having nicely decorated houses, so they usually don’t have huge spending needs. My first generation usually sends their money off with their kids (different kind of real estate handout). Most of my sims can usually manage to have at least that much cash on hand by the time their kids go off to uni.

It's a good chunk of money, but I rarely use it. I learned how to set exactly the amount of money I want, so I giveth and taketh away. Gone are the years of "chaching" and "rosebud" until you can afford that house!

One motherlode is too much for my Sims. I used that cheat when I first started playing Sims 4 because I was in a hurry to check out aspirations, traits, and builds from the Gallery. When I look at some of my old games from 2015 now it bothers me that the Sims in those games never had to work for anything. They got everything right away.

In early 2016 I read about a game challenge that involved starting a Sim with nothing and having them earn everything. I tried that challenge and never used motherlode again. The only cheat that I use now is to reduce household funds to $0 when I start a new household. The Sims do just fine. I get more play out of each household because they have to use their time to earn money, gain skills, keep their needs up, and maintain a social life.