Is one Motherlode (50000 simoleons) much money for your sims?

I usually freerealestate my sims into a nice house because I like having nicely decorated houses, so they usually don’t have huge spending needs. My first generation usually sends their money off with their kids (different kind of real estate handout). Most of my sims can usually manage to have at least that much cash on hand by the time their kids go off to uni.