Is one Motherlode (50000 simoleons) much money for your sims?

In my first save I gave my sims money trees...don't do that anymore. Most of those sim households have a minimum of a million with some over 2 million. I don't play those households anymore, there's no struggle, no stress. I have never played rich sims as most of my sims without money trees are lucky to have 5 figure wallets. As they get more pay from their jobs, then I start upgrading their furnishings. My sims work for their money or they get deleted. :D