Is one Motherlode (50000 simoleons) much money for your sims?

50k is a lot for my sims. I never use cheats of any kind, simply because it makes game much too easy and also PS4 blocks trophies when cheat console is enabled. That being said, my sims never end up being poor. Usually from spring up to winter they have around 60k in deposit which they earn without sacrificing life, fun or anything. I find this amount to be enough as game doesn’t really have that much options to spent, but plenty of ways to earn.