It's called retirement, not unemployment!
Sims should be "retired" and not "unemployed" when they retire! I find it very sad that they become unemployed when they retire. It's almost like it doesn't matter that they worked so hard for so many...
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It is obviously not working properly (no one in my game are retired and no one goes from unemployed to retired when someone starts takling to them), and it's also lacking compared to TS2 and TS3. I really hope the whole retirement system gets an overhaul with a generations themed EP.
