Major water reflection/mirror issue reflects "grid" not waters surface
EDIT: (DEC 2021) This is now confirmed to be a major graphical mirror error that effects all new AMD gpu (series 5000 and current 6000) in the way they handle mirrored surfaces (they reverse mirror...
I don't have that either. I'm using an AMD graphics card, and it's also outdated (planning on getting a new one soon). I checked every lot on the island in Windenburg as well.