Money cheat. Yay or Nay?

Sure, let them have riches! If lacking funds interferes with how I want to play or what I want to do, like send them on an adventure to Selvadorada, I'll cheat some money. If I want to play a wealthy household from the getgo, I'll cheat. I also play rotationally and colonize my game so I don't want every household to be the same grind, I like variety. Some are rich, some are poor, and some just don't need income as a factor.