Money cheat. Yay or Nay?

I voted yes, but in most cases, I really only use FreeRealEstate to move a new sim into a house I already made for them. Even then, I don't think of it as much of a cheat since although sims kind of pop into existence when created due to game play, it's more realistic for them to have a history that includes a place to live, especially for an entire family. Once I move them in, I rarely add funds, unless their history is that they're already super rich, and then I only do it the once.