Ok, so I haven't played in a really long time, but I honestly don't remember the bills being this high. My sims just had their power turned off, and I looked at the bill so I can pay it, and it's $21,...
I think bills can sometimes be high if you load into a household that you have not played for a while. Check if the bills are the same after a week.
Otherwise, bills are based on how much expensive things you own, that includes things in your household inventory. So check your household inventory so you don't have a lot of expensive items in your sims inventory and their household inventory.
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