Need a way to spend money

I tend to let them take longer vacations (which really aren't long because I get bored fast), go out to eat more in large groups so the meal is more expensive. I don't think I have any super rich sims. $200K in the game is like $2M, it can go a long way. I play the same houses so the wealth is passed down, but I tend to only have one spouse work outside the home, and then I may move relatives into a larger home for storyline purposes, etc... The wealth gets spread out overtime.