The Money Tree feels a little too cheaty

I just don't use it. Considering there's so many ways to earn money very easily it is a bit cheaty, since I feel like sims need more ways to lose money than earn it. Should tweak it to give out smaller amounts. Dunno if other sims like townies can 'steal' it themselves. Use to get sims that would do that a lot when I had one in Sims 2 take money from my money tree. :<

Dunno if the money tree is dormant in certain months like other plants in which that wouldn't be too bad, but of course you could just have it in a green house or something.