What is the worst thing that ever happened to your sims?

I made a new save and decided to have my sim become a self employed baker. She was living in an apartment so I locked the doors because her neighbors and vendors kept walking in. Well when she went to bake sugar cookies, everything in the kitchen caught fire including her. I couldn’t unlock the door for Grim to reap her. So I sat there annoyed and contemplating uninstalling the game while everything burned.