Why I'm not excited for University (worst case scenario)....

Can I make a correction to number 2?

The Sims 4 absolutely can handle all those Sims. The Sims 4 could handle Apartments without loading screens if it wanted to. The Sims 4 itself is fine however, they are tailoring to people with crappy computers. That is why they are making these decisions. MC Command Center allows you to have dozens and dozens and dozens of Sims on a single lot and people handle it just fine. the only reason we're getting these bad builds with barely any Furnishing as well is because they're trying to keep in mind people with low and PCs that can't handle all those furnishings.

It's incredibly frustrating in my opinion even more so because the fact is that the Sims 4 can handle it they just choose not to.