cll1275 Is Sims 4 reading a folder inside the OneDrive folder? Here's how to check:
https://sims4.crinrict.com/eng/2018/07/how-to-find-your-user-folder/
If it is, try pausing OneDrive syncing. You can do this by right-clicking the cloud icon in the lower-right corner of the screen, or perhaps hidden in the Tray (^ icon).
If that doesn't help or isn't relevant, does your computer support wifi? I'm wondering whether the connection is the issue. If you do have wifi, please try a different network if possible, for example your phone set as a mobile hotspot, using data rather than your home wifi.