@Ulorens Please try playing in a new admin Windows account. Make it local, as in, don't link it to your Microsoft account or any email address. (Just keep declining until you can proceed without one.) You'll be able to launch Sims 4 without reinstalling anything, but your saves and other user content won't be available. That's fine for the purposes of this test and can be addressed later if necessary.
If you get another crash, please look for new errors in the Reliability Monitor. Hit Windows key-R and enter "perfmon /rel" without quotes, and you'll see a chart of errors and updates with a column for each day. Today is on the right.
Look for an error that happened at exactly the time of your most recent Sims 4 crash, specifically in the new account. If you find one, double-click it to see more details, then copy that info and paste it into a reply here. If you don't see a new error, check back in an hour or so—the Reliability Monitor doesn't always update right away.