@lushifii There are two completely separate processes that it sounds like you might be conflating a bit. One is to move the location of Documents within this user account. The best tutorial for that that I've seen is the one I already posted:
https://www.tenforums.com/tutorials/74952-move-location-documents-folder-windows-10-a.html
You're not moving the location to E, as in the tutorial. You're moving it to this account's Documents folder that is NOT associated with OneDrive. The full file path should be this:
C:\Users\[your username]\Documents
You shouldn't need to create this folder either; Windows should have created it when the account was set up.
When you're selecting the folder during the process of moving the location of Documents, you can click This PC, then C, then Users, then your username, to find the correct folder.
If this is the route you choose, then you will need to move the Sims 4 user folder, the one that contains your saves and other user content, to C:\Users\your username\Documents if it's not already there.
If you're creating a new admin account, you don't need to change the location of Documents at all: the new account should use the correct location as long as you don't sign into your Microsoft account (and therefore don't enable OneDrive). In that case, you'd copy the Sims 4 user folder to C:\Users\Public, and then once in the new account, you'd grab the folder from that same Public folder and put it in Documents > Electronic Arts.
As for how to create a new admin account, here you go:
https://support.microsoft.com/en-us/windows/create-a-local-user-or-administrator-account-in-windows-20de74e0-ac7f-3502-a866-32915af2a34d