Looks like I'm not the only one who needs a "both" option to vote! :lol:
I have a lot of different stories/saved games in the sims. I easily take upwards of a hundred screenshots per session for all of them, and give them captions in my files, but I don't necessarily actually write the stories for all of them.
For the four saves that I do write the stories, two of them are planned and written in advance chapter by chapter and then I use the sims like a movie studio, setting up different scenes (often using custom poses I make or download), and I get all the shots I need for the story. These two are both turned into a partially comic style format with speech balloons etc. The other two saves I write down as stories are played in a relaxed manner with only vague plans in mind and then I write the story afterwards based on what happens. So it is literally 50/50 right now.
I put a lot more time into the two that are planned though, and they are both further along as stories, and I like them better because they have actual drama and conflict. The unplanned ones tend to be a lot of people mostly being nice to each other, because that's apparently how I play. :lol: