The problem seems to be my GPU, it's a:

AMD Radeon RX 5700 XT 8GB

Someone else has reported the same thing.  I've reported the issue to Radeon 3 times as well.  It's happened I think a literal 9 times out of 10 when I enter Downtown.  This is true for both Battle Royale and Gauntlet.

It's SO bad it's almost like it corrupts my drivers - don't know if that's possible, but my drivers completely crash and it lowers my screen resolution, turns off my second monitor, and even had to reinstall GPU drivers 1 time to get them to even come back on.  Serious issue!

Enter Downtown > Black Screen, can hear audio for 10 seconds > Game Crash > Driver Crash > Sometimes Driver won't boot up again even with PC restart. 

Thank you!!