FC26 Clubs Matchmaking Broken/Unfair

Matchmaking in clubs always seems to just be based on skill rating which makes no sense. Should just be based on your current division, else what is the point in having seasons?

My current club is screwed because we have a high skill rating ~2000 from the first season so despite us being in division 3, we constantly match division 1 teams. After skipping season 2 our club is behind the div 1 teams by miles on reputation.
In 20 games played this season most teams we faced have 86 rated AI from reputation, we only have 82s so are at a massive dissadvantage. (86 also get gold playstyles)

In the three division 3 promotion games we just played, where you need to win all three, the opponents were:
1) 86 rated AI - Division 2 Won
2) 86 rated AI - Division 1 Won
3) 86 rated AI - Division 1 Lost

So we can't get out of division 3 to get more fans to get us to a point where we have the same AI rating as our opponents, so pretty much every game is played at a big disadvantage.|

With the current system, we may as well just disband and remake constantly playing in division 5 as at least then we'd get a fair match.