I've been having the same exact issue since the S25 update. There was only 1 gaming session I had where it didn't do that, but every other time I've tried playing it crashes after every match whether I re-que or leave to lobby. Then most of the time when starting the game back I get a message on the Apex main screen saying something along the lines of "You are disabled from using game chat features" saying its something my parent or guardian has done and to send a request for them to change it. This is an adult account and I am the only one with access to it so that message is obviously not an accurate message.
And it DOES ACTUALLY restrict me from using game chat until I close apex and restart my PS5.