Real Madrid insanely overpowered and inflated ratings

The last two years it's Real Madrid and France. The three years before that it was PSG, Real and Bayern, and before that it was Barcelona for many years. I call them Loser Clubs. No skills required. Just kick the ball forward, run and shoot. Every year there's at least one invincible team to give newcomers who never played this game the opportunity to shine. Or to give experienced players the opportunity to spread some toxicity after an easy win