PC Transfer market bans for legitimate trading

Hello everyone,

I wanted to share my experience and provide some feedback regarding recent Transfer Market bans on PC during the Team of the Year period.

My account received a Transfer Market ban for “coin distribution,” even though I have never bought or sold coins, never transferred coins between accounts, and never used any third-party tools or automation. All activity was done manually on a single account.

For context, my trading mainly took place during the start of TOTY, roughly between 19:00 and 01:00. I was trading commonly used SBC fodder in the 85–89 rating range (for example Hegerberg, Schüller or De Bruyne), bidding slightly below the current market price and reselling shortly after at market-consistent prices due to high SBC demand.

At peak times I had around 50–60 unassigned items, but I reduced this again and by the end of the evening / the following morning there were no unassigned items left. My coin balance fluctuated during the session (roughly from 2.0m down to 1.5m and back to around 1.9m from sales). A lot of value is currently tied up in my club, transfer list, transfer targets and SBC storage, which would result in additional coins once sold.

I also did some normal flipping and sniping, including special cards (for example Time-Wrapped Carvajal, Joga Bonito Murillo, Thunderstruck Çalhanoğlu) and TOTW cards close to discard value. Especially during TOTY, TOTWs drop heavily with supply and later rise again due to SBC requirements, which is a common and expected market pattern.

In my opinion the most hilarious point:

On the same day, I also purchased FC Points for 50€ to open packs. Not something a coin seller (or buyer) would do. 

I did receive a few short soft bans for searching and filtering too frequently (for example when trying to snipe In-Forms or before certain price ranges were adjusted), but no warnings or restrictions beyond that until the Transfer Market ban.

TOTY is an extremely volatile time, especially on PC and Web App, with very high trading volume and rapid price movements. From what I’m seeing in the community, multiple PC players appear to be affected by similar bans despite engaging in normal trading behavior. This raises the concern that legitimate high-volume trading during major events may sometimes trigger false positives.

I fully support actions against coin selling. At the same time, I would really appreciate it if someone could take a closer look at my case (and similiar ones) to confirm whether the activity truly falls outside the rules, or whether the event context and market conditions played a role.

I’m posting this as feedback in the hope that it helps improve the system and avoids legitimate players being caught unintentionally.