This has nothing to do with pre-orders or we would have a lot more reports about this. So far, they are pretty much the same as in previous games.
Are you able to try playing the game from an expansion card instead? Someone else mentioned this was resolved with 25 when they played from the cloud. Which is in line with our theory that this has to do with a hard drive issue. That could be due to having an older console that is well used. Personally, I play on a day one Series X and have never had this crashing, but I also have the game installed on an expansion card.