Anyone encountering this ?

You have 14 k credits and you need 63 k. Or I missed something?

Sorry, my mistake. Didn't realise I didn't have enough credits

You don't have enough credits. Are you asking why it's not in red like for gear?

No worries. It’s easy to take credits for granted until you reach a certain point in your progression and then you’re just perpetually out of them.

The good news is that if you stick with it you will eventually reach a point where you’ve got millions and the only thing keeping you from having billions is dumping credits into mods. But even then you still have so much that you won’t run out.