This is all great to hear, thanks for alleviating some our fears.
...however...
I flat out don't believe you regarding issue # 1. I'm not trying to be a jerk, I just think it's obvious to anyone that plays regularly over a long period of time that AI gets higher percentages than player controlled teams do.
I'm not saying that's unfair, most games similar to this employ those kind of tactics to make up for AI deficiencies. I'm just saying it's pretty obvious to see the discrepancy in odds after you play for a few weeks.